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Overview: The second edition of Business Statistics: Communicating with Numbers provides a unique, innovative, and engaging learning experience for students studying Business Statistics. It is an intellectually stimulating, practical, and visually attractive textbook, from which students can learn and instructors can teach. Throughout the book, the authors have presented the material in an accessible way by using timely business applications to which students can relate. Although the text is application-oriented, it is also mathematically sound and uses notation that is generally accepted for the topic being covered.

• Sales Rank: #14368 in Books
• Published on: 2015-07-29
• Original language: English
• Number of items: 1
• Dimensions: 11.00" h x 1.40" w x 8.50" l, 4.08 pounds
• Binding: Hardcover
• 864 pages

Most helpful customer reviews

0 of 0 people found the following review helpful.
Very disappointed, definitely not worth buying new
By Brian Graves
Many of the examples and problems require access to the "data files" to follow along or complete. This book does NOT stand alone for instructional and learning purposes without those files. I purchased a NEW copy which did not come with access to the files. My instructor is not using the connect feature, for whatever reason, so I can't even buy access to the data on my own. Very disappointed, definitely not worth buying new.

0 of 1 people found the following review helpful.
Five Stars
By RICHARD P HALLMAN
Absolutely perfect in every way. Very happy with this item.

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NOW A MAJOR MOTION PICTURE STARRING JEREMY IRONS AND DEV PATEL!

In 1913, a young unschooled Indian clerk wrote a letter to G H Hardy, begging the preeminent English mathematician's opinion on several ideas he had about numbers. Realizing the letter was the work of a genius, Hardy arranged for Srinivasa Ramanujan to come to England. Thus began one of the most improbable and productive collaborations ever chronicled. With a passion for rich and evocative detail, Robert Kanigel takes us from the temples and slums of Madras to the courts and chapels of Cambridge University, where the devout Hindu Ramanujan, "the Prince of Intuition," tested his brilliant theories alongside the sophisticated and eccentric Hardy, "the Apostle of Proof." In time, Ramanujan's creative intensity took its toll: he died at the age of thirty-two and left behind a magical and inspired legacy that is still being plumbed for its secrets today.

• Sales Rank: #22762 in eBooks
• Published on: 2013-05-07
• Released on: 2013-05-07
• Format: Kindle eBook

From Publishers Weekly
This moving and astonishing biography tells the improbable story of India-born Srinavasa Ramanujan Iyengar, self-taught mathematical prodigy. In 1913 Ramanujan, a 25-year-old clerk who had flunked out of two colleges, wrote a letter filled with startlingly original theorems to eminent English mathematician G. H. Hardy. Struck by the Indian's genius, Hardy, member of the Cambridge Apostles and an obsessive cricket aficionado, brought Ramanujan to England. Over the next five years, the vegetarian Brahmin who claimed his discoveries were revealed to him by a Hindu goddess turned out influential mathematical propositions. Cut off from his young Indian wife left at home and emotionally neglected by fatherly yet aloof Hardy, Ramanujan returned to India in 1919, depressed, sullen and quarrelsome; he died one year later of tuberculosis. Kanigel ( Apprentice to Genius ) gives nontechnical readers the flavor of how Ramanujan arrived at his mathematical ideas, which are used today in cosmology and computer science. BOMC featured alternate; QPB alternate.
Copyright 1991 Reed Business Information, Inc.

From Library Journal
This biography traces the life of one of the greatest geniuses of the 20th century, Ramanujan. This incredibly brilliant Indian mathematician, working alone in relative obscurity and lacking the usual academic credentials, could easily have passed unnoticed. However, with the help of a handful of friends and the ultimate support of renowned English mathematician G.H. Hardy, his work was brought to the attention of the world. When he died in 1920 at 32 he had become a folk-hero in his own country. He left a rich lode of original mathematics, which is still being mined today. This extremely well-researched and well-written biography is a "must" addition to any library collection.
- Harold D. Shane, Baruch Coll., CUNY
Copyright 1991 Reed Business Information, Inc.

Review
An exquisite portrait...the rarest of literary achievements...Ramanujan's tale is the stuff of fable LOS ANGELES TIMES an exciting and thoughtful book... should catch the imagination of any reader- even the reader with little mathematical background. INDEPENDENT This is a fine example of a work of popularising mathematics, and deserves a wide readership. NEW SCIENTIST Enthralling... one of the best scientific biographies I've ever seen. John Gribbin

Most helpful customer reviews

39 of 41 people found the following review helpful.
An Extraordinary Biography
By A. Mason
This is a captivating, illuminating, and deeply moving biography of the Indian mathematical genius S. Ramanujan. Genius is always enigmatic, and mathematical genius doubly so to the general reader for whom math will always be a closed book. One of the extraordinary things about this biography is Kanigel's gift for mathematical exposition at the layman level. As a mathematician myself, I can only say I've never seen its equal. Although to some extent he is helped by the "elementary" nature of much of R.'s work -- its gist can be grasped with only a basic understanding of calculus -- the task is still daunting. Yet everything is clearly and correctly explained, freshly, succinctly, memorably.

Kanigel's book is equally rich in human terms, too. His portrait of R. shows not only a genius but also a simple, spontaneous, likeable man. R. must have been the world's worst math tutor -- one shudders at the thought -- yet people liked him. This was a crucial factor in R.'s getting the opportunity to bring his gifts to full flower, for heaven and earth had to be moved. It's sad to think of the other Ramanujans in India and elsewhere who, crushed by life's hardships, were never able to develop or perhaps even recognize their gifts.

I take issue with the previous reviewer concerning Kanigel's treatment of Hardy. Hardy is a complex and fascinating figure in his own right and his personality needs to be explored in the context of his relationship with R. His homosexuality was a part of the constellation and a factor in his championing of the underdog (including women in mathematics), his openness to the unorthodox, and his willingness to take risks. Although bound by their common love for mathematics, the two men were otherwise poles apart both temperamentally and culturally. This contrast adds further interest and poignancy to the already romantic, Cinderella-like story of R.'s brief life in this world, and Mr. Kanigel makes the most of it.

Urgently recommended!

80 of 89 people found the following review helpful.
A touching biography
By Amazon Customer
Im not too fond of biographies, but I would give this book an exception.
The life of Ramanujan is amazing and one is pushed to only awe the limits of mind. Being an Indian, I can see Robert Kanigel has given a comprehensive treatment to all facets of the life of Ramanujan - his boyhood days in small town of Kumbakonam, his obsession with Maths, his seperation from Mother and his wife, his relationship with Hardy and others, his stay in London, and his final days. Kanigel has really done a wonderful job in depicting the Brahmin house-hold of the early 1900s. One could really imagine Ramanujan with a tuft and a religious symbol on forehead, but his mind calculating 10,000 th decimal of pi.
His purely professional relations with Hardy has also been very deftly depicted. How hard the days must have been! Being a Ramanujan's biography its hard to avoid mathematical formulas - and the author justifiably includes them when necessary. But even if you do not understand them - you can just wonder at the string of symbols joined together to purport some meaning.
The narration is truly captivating. It sends an horripulating feeling to the mind, when Hardy describes the first letter of formulas as "These must be true. If they are not, nobody would have the audacity to invent it."
The final days of Ramanujan are indeed sad and emotional and also beautifuly captured in the book. Typical is the life of geniuses - the world has hard time understanding them. This book is really worth in my library.

71 of 80 people found the following review helpful.
An exploration of genius in the colonial condition ....
By Wilberne PERSAUD
Kanigel's is the first book I've read on Ramanujan. It is well put together and explores the elements of the man, South India and Cambridge that led to the "collaboration" which allowed Ramanujan to flourish and be "discovered" by the West. Mathematics and Science is Planetary in scope, whereas cultures and colonialism, idiosyncracies of Universities, constraints of poverty, all in some way deny us the fruits of genius, whom I daresay are "normally" distributed in all populations! Nurture, in the true and fullest sense of the word, allows the light to shine through. Ramanujan's letter to Hardy is a classic! It is the essence of understatement, he may have been uneducated in the purely formal sense, but he was quite aware of the world he was to be reluctantly invited to join. His gifts are rare, his powers abundantly evident, there is no use debating how much longer he may have lived, if both he and Hardy understood the difficulties of a South Indian clerk attempting to live in Cambridge. The collaboration brings into sharp relief, the genarally accepted notion that in most endeavours of man, critical mass, or an informed bouncing wall/mirror brings out the best. Does Hingis give of her best against a weak opponent? Doesn't Michael Jordon reach deep when there is half a minute and five points to score? Would Karpov have ramped up his game had Fischer allowed him a match? Ramanujan may have contributed much more had he survived even two more Summers. As it stands his contribution is so outstanding that his notebooks still give up useful gems to knowledge-hungry post-graduate students. Kanigel's book is a must read for anyone interested in the history of Mathematics, anyone interested in harnessing the powers of genius, the relationships among nature and nurture, genes and culture etc. Good companion reading would include the lives of Richard Feynman, John Maynard Keynes and anything on the Manhattan Project to name but a few.

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To ensure the best outcomes for students with moderate and severe disabilities, K—12 educators need to understand what constitutes good instructional practices and how to apply them in any classroom, with any curriculum. All the how-to guidance they need is in this accessible text on systematic instruction, a highly effective teaching approach rooted in applied behavior analysis.

Developed by a seasoned educator who has trained thousands of teachers, this one-of-a-kind textbook fully prepares teachers to use systematic instruction procedures to link core content with critical life skills. Future educators will discover evidence-based methods that help them

• collect accurate screening and baseline data before instruction
• effectively use specific systematic instruction procedures
• make instruction more efficient by weaving nontargeted information into lessons
• improve students' communication skills through naturalistic language strategies
• expertly organize and deliver small-group systematic instruction
• enhance instruction with assistive technology
• plan successful instructional schedules for students across settings and teachers
• maximize instruction time by involving peers, paraprofessionals, and service delivery personnel
• help students maintain new skills and generalize them to other settings

An ideal textbook for a wide range of teacher preparation courses, this student-friendly book includes sample lesson plans, chapter objectives, reflection questions, and a glossary. And the practical materials—including 20 blank data collection sheets and quick step-by-step charts of instruction procedures—make this an invaluable resource for in-practice educators.

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• Sales Rank: #312178 in Books
• Published on: 2012-04-25
• Released on: 2012-04-25
• Original language: English
• Number of items: 1
• Dimensions: 10.95" h x .47" w x 8.53" l, 1.21 pounds
• Binding: Paperback
• 232 pages

Review
"Powerful and practical strategies for connecting students with significant disabilities to high-quality instruction . . . comprehensive and accessible, yet firmly anchored to research-based practices." (Erik Carter, Ph.D. Vanderbilt University 2012-02-03)

"Will guide teachers through the complex steps of applying systematic instruction in classrooms, schools, and communities." (Marti Snell, Ph.D. University of Virginia 2012-02-03)

"A tremendously needed and highly readable text on research-based strategies for teaching students with moderate and severe disabilities." (Harold L. Kleinert, Ed.D. Professor, Dept. of Rehabilitation Sciences, College of Health Sciences, University of Kentucky 2012-02-03)

"Exactly what a methods textbook should be . . . does an excellent job of covering systematic instructional procedures and provides clear and detailed examples of implementation. This is sure to become a foundational textbook in behavioral methods of instruction courses and will serve as a fantastic resource for teachers in the field." (Kevin Ayres, Ph.D., BCBA-D The University of Georgia 2012-02-03)

"Every teacher of students with disabilities should be well-versed in the use of the systematic instruction procedures shared in this book." (Dr. Debra Leach Assistant Professor of Special Education, Winthrop University 2012-02-03) --Endorsement

About the Author

Belva C. Collins, Ed.D. is Professor and Chair of the Department of Special Education and Rehabilitation Counseling at the University of Kentucky, where she serves on the program faculty in the Moderate and Severe Disabilities Program. Dr. Collins began her career as a teacher of students with intellectual disabilities in rural Southwestern Virginia before coming to the University of Kentucky to work as a research assistant on several federally funded grants to validate the use of response prompting strategies in special education. She has continued this line of research throughout her career in higher education and has been successful in guiding the applied research of her students in investigating variations of systematic instruction in classroom and community settings. This work provides the foundation for this text. In addition to disseminating her own scholarly writing, Dr. Collins serves as the executive editor of Rural Special Education Quarterly, the primary publication of the American Council on Rural Special Education.

Excerpt. © Reprinted by permission. All rights reserved.
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Using Effective Practices to Teach Students with Moderate and Severe Disabilities

Most helpful customer reviews

5 of 5 people found the following review helpful.
Great if you're getting into special education as a career.
By A Customer
This book, as the title suggests, takes a very systematic approach to explaining how best to teach children with disabilities. With the every expanding variety of disabilities coming to light, this kind of guide can help you plan out exactly how to go about planning a routine and instruction for children with disabilities.

4 of 4 people found the following review helpful.
Informative and well writen
By Jadana
i have found this text book to be well written with text that flows easily from one idea to another. Technical terms are kept to a minimum and graphs and examples are plentiful.

3 of 3 people found the following review helpful.
Great buy!
By Andrea Hopkins
This text is user friendly. It is useful for both veteran teachers and new teachers. I found it to be a wonderful resource.

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The SVSA & the NCPC are proud to announce publication of our new 2016 edition of our "How to Apply" book. It is a welcome and needed resource for veterans of any age, their families, and for those who assist veterans.

This book provides current information on VA Rules and detailed instructions on how to submit "Fully Developed Claims," to VA's new Intake Center, for 25 different types benefits. Most importantly, this "How to Apply" Book provides step-by-step instructions to make successful claims for:
-Pension and Death Pension with Aid and Attendance or Housebound Allowances,
-Disability Compensation and Dependency and Indemnity Compensation (DIC),
-Disability Compensation, SMC, and DIC with Aid and Attendance or Housebound Allowances,
-Enrolling in Veterans Health Care
-Applying for a State Veterans Home
- Home Improvement Grants (HISA)
-Burial and Accrued Benefits for Survivors

****Claim Support Data Disk included with Intake Center Mailing Information, 240 + VA forms, Rates, Detailed Checklists (with instructions for each type of claim), and an addendum on VA's Proposed Rule Changes for Pension.****

• Sales Rank: #713315 in Books
• Published on: 2016-05-01
• Binding: Paperback
• 432 pages

Most helpful customer reviews

1 of 1 people found the following review helpful.
The best book for caregivers of veterans
By Errol
If you are a caregiver of a veteran; here is the best and most helpful
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Errol

1 of 1 people found the following review helpful.
This is a must have book
By Beverly A. Marotto
I purchased this book to assist me in applying for benefits for my mother after my father (the veteran) passed away. Mom is 90 years old and has Alzheimers Disease. She is in a memory care unit at an assisted living facility. The word on the street was approval for death pension with aid & attendance can take a year or more. I followed the methods detailed in this book for and submitted all documentation together, a fully developed claim, on July 9th. The benefit was approved on July 30th, although I did not receive notice of the approval until late August. I could not have done it without the help of this book. It is well worth the money I paid for it.

1 of 1 people found the following review helpful.
A Great Resource!
By Elizabeth
I work with veterans on a weekly basis trying to help them receive benefits from the government. This book is a very resourceful tool that I have read and loved since I purchased it a couple weeks ago. The data disk is complete with all the forms you need to apply for the benefits. All the information is straightforward and easy to understand. I would recommend this book to anyone facing the difficult task of applying for benefits. I used to make a lot of mistakes and claims would take months and months to prepare and process. Now the process is much quicker for me and my clients. I am very satisfied with this book.

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[U699.Ebook] Ebook Download The German Dictatorship: Origins, Structure and Consequences of National Socialism (Penguin History), by Karl D. Bracher

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Written by the author of "Age of Ideologies", this is a book about the dictatorship of Adolf Hitler.

• Sales Rank: #1847074 in Books
• Published on: 1991-01-31
• Released on: 1991-01-31
• Original language: English
• Number of items: 1
• Dimensions: 7.80" h x 1.18" w x 5.04" l,
• Binding: Paperback
• 688 pages

Most helpful customer reviews

1 of 1 people found the following review helpful.
Great break down of politics in the 3rd Reich
By The Gyro Captain
Very interesting historical work; had a lot of information I hadn't seen in other publications.
A little dry in places, but overall would definitely recommend it.

See all 1 customer reviews...

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[R979.Ebook] Download PDF The Frugal Gourmet Cooks Three Ancient Cuisines: China, Greece, and Rome, by Jeff Smith

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The Frugal Gourmet Cooks Three Ancient Cuisines: China, Greece, and Rome

• Sales Rank: #435790 in Books
• Brand: William Morrow & Co
• Published on: 1989-08
• Ingredients: Example Ingredients
• Format: Illustrated
• Original language: English
• Number of items: 1
• Dimensions: 9.50" h x 6.50" w x 1.75" l, 2.30 pounds
• Binding: Hardcover
• 525 pages

Features

• Great product!

From Publishers Weekly
Having tackled cooking with wine ( The Frugal Gourmet Cooks with Wine ) and American food ( The Frugal Gourmet Cooks American ), TV chef and Methodist minister Smith now cheerfully brings ancient Chinese, Greek and Roman cookery down to earth. Much of his Herculean effort, however, turns up fare that appears relatively modern. And though the "Frug" enthusiastically talks history ("Caligula and Cleopatra used to drink expensive pearls crushed and dissolved in vinegar"), his view is unfailingly vernacular ("Those Romans must have had wild dinner parties!"). Characteristically, Smith goes out of his way to make food accessible, sometimes too much so: crushed potato chips garnish a Chinese fish salad, and MSG is an optional ingredient in many Hong Kong dishes. Unusual ingredients, cooking terms and techniques are ably covered, and the recipes themselves make entertaining reading, rollicking with such Smithisms as "cut a chicken wing into 3 logical pieces" and "the end result will just blow your socks off!" But cooking instructions can be sketchy: in a chicken stock recipe, straining and defatting techniques go unmentioned. Illustrations not seen by PW. First serial to Redbook; BOMC HomeStyle and Better Homes & Gardens Book Club main selections.
Copyright 1989 Reed Business Information, Inc.

From Library Journal
For his latest TV series, the ever-popular Frugal Gourmet focuses on the cuisines he feels most influenced the development of Western cooking. Here are some 400 recipes for Chinese (he finds the food in today's Hong Kong better than that of mainland China), Greek, and Italian dishes. Some are updated versions of ancient dishes, but many seem merely to be typical contemporary food from the three countries; few are complicated to prepare. Smith's vast audience ensures wide demand. Previewed in Prepub Alert, LJ 5/89.
Copyright 1989 Reed Business Information, Inc.

Most helpful customer reviews

4 of 4 people found the following review helpful.
History, Travel, and Eating Well, Gladdened by Three Fine Cuisines
By Owl
In "The Frugal Gourmet Cooks Three Ancient Cuisines: China, Greece, and Rome," the recipes are contemporary, as of 1990. This is not a translation of the Roman Apicius (about AD 30) or of ancient Greek or Chinese sources. Smith delightedly tells us about what each of these peoples ate in times long past, their ingredients, ways of preparation, and ways of culinary life, however, and brings us dishes with the fine patina of ancient roots.

Thus, for a very low price (thanks to Amazon, my hard-back copy with dust-jacket & in excellent condition was 1 cent plus shipping), the reader can enjoy culinary history, travel stories, and about 1,000 recipes. Many come from restaurants Smith visited for his popular TV show, mentioned by name in this book. Since there are no photographs, space is used primarily for text. This makes for wide coverage: appetizers, soups, desserts, breads, veggies, eggs, meats, poultry, fish, salads, sauces, and rice. More unusually, dried foods and dumplings get chapters of their own. Without a lot of fuss, these are generally frugal (as one might expect) but not obsessively so.

The book does include clear line drawings where needed, such as cleaning squid. Handsome full-page black-and-white art introduces each chapter. Chapter organization is by food items, such as eggs, and within each chapter, the recipes from China, Greece, and Italy.

Recipes are generally easy to follow aided by introductory chapters on equipment and techniques. When Smith writes, "Chow the onions," we know he means to stir-fry over high heat, tossing the onions in very little oil. The level of preparation difficulty ranges from low to medium. When greater difficulty might be encountered, Smith tells us to buy the otherwise harder preparations, such as getting store-bought phyllo, not trying made-from-scratch phyllo, for a spankopita. The results tasted good indeed and the preparation was enjoyable for the recipes I tried.

Any negatives? A few alerts. Readers should be aware the title means what it says and the recipes are selected in part because some of them do go back hundreds of years. This is the distinction & purpose of this book. Further, if one wants an in-depth, comprehensive cookbook on Chinese, Greek, or Roman/Italian cuisine, there are much better choices. Think of this more as a sampler offered with gusto & gourmand-like enthusiasm. The tone is chatty & informal, not hushed as in a temple of cooking, which might be off-putting to some readers. Also,readers preferring glossy pages and sumptuous photos will not be happy, though the book is quite attractive & well laid-out.

Highly recommended as a fine blend of history, culture, travel, cooking, and of the sociable spirit of eating well in company gladdened by three fine cuisines.

0 of 0 people found the following review helpful.
Jeff was a great chef! I love all his books and recipes
By Bettie G.
Jeff was a great chef! I love all his books and recipes.

0 of 0 people found the following review helpful.
Frugal Does Not Mean Cheap
By Dave Emmons
An excellent reference for recipes I've not seen elsewhere,

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In their 2004 book The Coming Collapse of the Dollar, James Turk and John Rubino advised readers to bet against the housing bubble before it popped and to buy gold before it soared. Those were literally the two best investment ideas of the decade. Now Turk and Rubino are back to say that history is about to repeat. Instead of addressing the causes of the 2008 financial crisis, the world's governments have continued along the same path, accumulating even more debt and inflating even bigger financial bubbles. So another -- even bigger -- crisis is coming. Whether it ends up being called a "crack-up boom" or "the End of Paper Money" or "the Second Great Depression," it will change everything, from the kinds of investments that create new fortunes to the kinds of money that most of us save and spend. Among many other things, the authors explain: • How governments are hiding the scope of the problems they face. • Why the world's paper currencies will soon stop functioning as money. • How you can protect your savings from the threats posed by this transition from "unsound" paper currencies to "sound" money like gold and silver. • How you can actually make money -- perhaps a lot of it -- during this transition. "Because the Money Bubble involves the world's major currencies rather than just a discrete asset class like houses or tech stocks, its bursting will be both far more devastating for the unprepared and far more profitable for those able to understand it and act accordingly. Our goal is to usher you into this small but happy second group." -- James Turk and John Rubino, The Money Bubble

• Sales Rank: #206300 in Books
• Published on: 2014-01-02
• Original language: English
• Number of items: 1
• Dimensions: 9.00" h x .80" w x 6.00" l, 1.04 pounds
• Binding: Paperback
• 352 pages

Review
"The best book I've read on the history of money, where we are now, and what it all means for your future."
(Daniel Ameduri, Future Money Trends)

"Turk and Rubino have done it again! Crisp writing and excellent storytelling illuminate the causes of our inevitable monetary crisis."
(Chris Martenson, Ph.D. & Adam Taggart, PeakProsperity.com)

"I wholeheartedly endorse the Money Bubble's main thesis that a major currency crisis is coming and you need to protect yourself from it. Two thumbs up."  (Mike Shedlock, Mish's Global Economic Trend Analysis)

"Turk and Rubino are definitely not "fringe" characters. They have worked with one foot in the mainstream for many years. But they have remained independent and unencumbered by an establishment that has selfishly thumbed its nose at honest money in favor of a monetary system that transfers wealth from those who make it to parasitic bankers and politicians who consume it. If you really want to know why we are in trouble, what is likely to happen and how you can protect yourself "The Money Bubble" is a must read!"  (Jay Taylor, J. Taylor's Gold, Energy & Tech Stocks Newsletter)

"An enthralling book." (Dominic Frisby, Frisby's Bulls & Bears)

About the Author
James Turk and John Rubino are the co-authors of The Coming Collapse of the Dollar and How To Profit From It: Make a Fortune by Investing in Gold and Other Hard Assets (Doubleday, 2004). James Turk is the founder and a director of GoldMoney, a Jersey, Channel Islands company and a leader in online gold trading. He is also a director of the GoldMoney Foundation, a not-for-profit educational organization dedicated to providing information on sound money. After beginning his business career with The Chase Manhattan Bank (now JP Morgan Chase), he went onto manage the Commodity Department of the Abu Dhabi Investment Authority, that country’s sovereign wealth fund. He is the author of several monographs and numerous articles on money and banking. He and his wife live in London, England. John Rubino runs DollarCollapse.com, a popular financial website, and contributes regularly to CFA Magazine. His previous books include Clean Money: Picking Winners in the Green-Tech Boom (Wiley, 2008), How to Profit from the Coming Real Estate Bust (Rodale, 2003) and Main Street, Not Wall Street (Morrow, 1998). After earning a Finance MBA from New York University, he spent the 1980s on Wall Street, as a Eurodollar trader, equity analyst and junk bond analyst. During the 1990s he was a featured columnist with TheStreet.com and a frequent contributor to Individual Investor, Online Investor, and Consumers Digest, among many other publications. He lives in Idaho with his wife and two sons.

Most helpful customer reviews

126 of 130 people found the following review helpful.
Conversational tone, but packed with information
By Hannah d'Arcy
A very readable book, especially considering how much material it covers.

The book is divided into four parts. Part I explains what a precarious situation the Western financial world is really in, due to “papering over” crisis after crisis with increasing amounts of debt and fiat currency, yet without actually fixing anything. If you’re fairly new to this, Part I will alert you to some major risks (but in plain, rather than alarmist, language). If you’re already somewhat worried, you’ll wish you could make your friends and relatives sit down and read this section, because it lays out the dangers nicely.

Part II explains some of the consequences of all this unfettered debt and currency creation, which go beyond what’s traditionally thought of as economics. There’s the burden of inflation (largely hidden and denied), and the perils of rising interest rates, both of which are well described. But it also discusses increased corruption, an ever-expanding (because easily funded) military-surveillance state, manipulated markets and a resultant loss of trust, and a level of societal complexity which is not sustainable and will end unpredictably (but badly). That’s just a partial list. People who think they’re not interested in economics might be a lot more interested if they understood how “easy money” plays into many of the issues they care about.

Part III highlights some of the features of our slightly bizarre financial system, necessary knowledge for understanding how to protect oneself. It covers open secrets which are easily understood but which much of the public is woefully unaware of: the way fractional reserve banking actually works, the amount of power unelected central bankers wield, and why inflation is a hidden tax that people don’t realize they’re paying. Understanding the unfairness of the financial system makes you want to distance yourself from it, which leads to Part IV, the “what you can do to prepare” section.

Part IV involves, in part, bullish arguments for gold and silver, and there might be some skeptics who’ve grown impatient with precious metals. If you’re in that crowd, this part of the book is an excellent reminder of what the fundamentals really are, which it might be helpful to revisit. The impatient would also benefit from reading the introduction to the book, which gives a good explanation for why the financial breakdown that history dictates has not happened yet.

It should be a useful book for people at different levels of knowledge, from someone just learning about money & economics to someone who knows a lot, but might love to have some clearly outlined talking points to bring to friends and relatives.

94 of 99 people found the following review helpful.
A good book, unusually well written, but little new helpful advice
By William M.
I'm contributing this because I have benefitted a great deal from other people's book reviews. This is an extremely well written discussion concerning the historical and well as current events in the financial and monetary world. Most of this was in the last book, and also available on the internet. However, it all becomes a very academic exercise if there is no good solution. The disappointing part is that there is precious little usable new information concerning what a person can do to protect themselves. I would have hoped at this late date we would have more concrete guidance on how to mitigate the possible damage. There are too many authors that consider the solution to a risky situation to be doing something that is even more risky to counter it. Great, if your timing is perfect. But if you are that good at timing markets, you are probably going to do OK anyway. The other thing is while I think that you can have somewhat of a handle on the economic situation the political / legal situation is the wild card and we need to know more about this factor. Finally, there is the time factor. Yes, the sun will eventually go supernova, but it may not do that for quite a while, if you get my drift. Meanwhile, life happens. In particular a more balanced view to the investing approaches might be useful, including more of a discussion concerning possible disadvantages.

I would recommend the book to anyone who is not yet familiar with this subject, or who hasn't read the previous book. It might make a good gift.

49 of 54 people found the following review helpful.
Enlightening with a leap to the fanciful
By rgclmet
I greatly enjoyed the book. It was well written, entertaining, informative and thought provoking...but I have a hard time believing the authors' vision of the next ten years.

Yes we are in debt up to our eyeballs, yes we are printing money like mad, yes governments lie about statistics and other things...but I'm not sure it is going to lead to the crack-up boom as described and I'm not sure catastrophic collapse is a possibility within the next few years or so.

The chapter on how the most basic US government statistics of unemployment and inflation were understated was fascinating. I knew about them, but the implications were not clear until this book.

The segment on how the gold market was manipulated was well written and I had never heard of it until this book, frankly. That was eye opening.

Fractional reserved banking was a mortal sin in this book as was central banking in general. Von Mises, Rothbard, Ron Paul et al were weaved throughout the pages. I don't quite buy into their black and white view of the world. Yes I want smaller and more efficient government and yes I want the Constitution to drive many decisions politically. But the Constitution was made by men and wasn't perfect (remember 3/5ths).

That said, when you predict the end of an era---in this case a dollar denominated one---there are times when I thought the authors went overboard. The Epilogue reads like an Ayn Rand novel to me. No, I don't think precious metals will lead us to smaller banks and the end of our military empire.

Interestingly, the main purpose of the book was to provide investment advice. All the material discussed above was primer for understanding how to get wealthy during the coming collapse of the dollar. Unload your bonds, sell volatility, selectively short the market and of course buy gold and silver. Maybe, but I remain unconvinced.

I recommend the book, but you determine for yourself whether you want to go their route or not.

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